Medigap Plan M

What it covers

Medigap Plan M is most similar to Medigap Plan D. They cover costs in the same categories, but they differ in the coverage amount for the Medicare Part A deductible.

These are the out-of-pocket costs that Plan M fully covers:

  • Medicare Part A hospital costs and coinsurance
  • First three pints of blood when getting bloodwork
  • Medicare Part B coinsurance or copay
  • Medicare Part A hospice care coinsurance or copay
  • Coinsurance for skilled nursing facility care

Medigap Plan M covers 50% of the Part A deductible, and 80% of the expenses incurred from getting emergency treatment in a foreign country.


What it doesn’t cover

Medigap Plan M does not cover Part B deductibles or excess charges.

For further information about Medicare Supplement Plan M, call me today at (407) 924-8109.