Medigap Plan C

What it covers

To preface, Medigap Plan C is only available to those who were eligible for Medicare prior to January 1, 2020. If you first became eligible for Medicare on January 1, 2020 or later, then you will not be able to enroll in this Plan. This is because Plans are no longer allowed to offer coverage for the Medicare Part B deductible.

Medigap Plan C is among the most comprehensive of all the Medigap Plans, alongside Plans F and G. Medigap Plan C offers coverage for all but one category, which is the Medicare Part B excess charges.

This is the list of all out-of-pocket charges that Plan C covers:

  • Medicare Part A hospital costs and coinsurance
  • First three pints of blood when getting bloodwork
  • Medicare Part B coinsurance or copay
  • Medicare Part A hospice care coinsurance or copay
  • Medicare Part A deductible
  • Medicare Part B deductible
  • Coinsurance for skilled nursing facility care

Medigap Plan C will also cover 80% of the leftover costs from emergency treatment during travel in a foreign country.

What it doesn’t cover

Medigap Plan C does not offer coverage for Part B excess charges. However, the same can be said for every other Medigap Plan that isn’t Plan F or G.

For further information about Medicare Supplement Plan C, call me today at (407) 924-8109.